So when you guys get married, how are you and your SO(significant other) be managing the money? Will you open a joint account or a separate account? Or like the saying goes, when you get married, you both now become one. lol 

As for me, I don't mind having a joint account but I also will open another account for myself. That would be the savings account. The joint one is for her spending needs and paying bills.

like you said yourself, why not both?

we had both but it was too much to keep up with so now we have two joint checking accounts: one for bills and the other for savings/emergency fund.

We each will have our own accounts and a joint account. 

A joint account, each will put an equal amount every month for stuff that we need to pay together, things we'll do together, emergency money, etc. 

The rest of our individual money in our own accounts. I believe who earns more, have the right to their money and do whatever the fuck you want with it. 

two joint accounts both with savings... pretty easy to manage... paying all bills online is so much easier...

Joint and separate accounts.

we have seperate accounts but i tell my wife how much i have and how much we have to spend. i think it's pretty much the same as having a joint account just instead of seeing the balances she, has my word

__________________

i want to have both.  I think one check should go to ur join and the other go to ypur own.  Who knows what will happened in the long run, its always good to have something of your own.

I will never get people who are married but have an account their SO has no access to. I'd have both as well. Joint and my own but my husband would have access to all of my money. I simply do not see how I could give someone my life and not have finance be apart of it. But that's me. I wouldn't hold anyone to the same standards I hold my life and the people I care about. If say someone in my family is about to get married and they don't trust their SO enough to have the same views on this matter I would have a problem with that. I'd question their love.

Worry about your cash flow before anything. All the accounts, in any way shape or form, couldn't account for your broke ass!

but some people have better money management skills than others. like some people will spend everything they have plus max out the credit they don't have because they're irresponsible. it doesn't mean that their SO doesn't trust him/her or even that the love isn't there, but that he/she is incapable of holding money.

this is not good, it's good to get married but in the long run she will suck you dry!

holla holla golla one tame! are you single?

__________________
the monkeyclan

i agree.

let's add individuality.

I'd have a joint account, because .... it's lovely... mmmm

__________________

I agree with sister pingster.

we have a joint acount.. and we use the money as ONE

Joint account and seperate savings like Ronnie said. I think the joint account just makes the relationship a little easier by being able to share and control finances together.

Of course there are people like that but that's not someone I would trust anything with. So why would I marry them? I need someone with a brain and a person that spends everything they have access to has none. They have a problem. So I would agree with you when you say there are some people who can't handle money but I thought it was obvious some people have higher standards than others than to just marry anyone. Especially a psychotic freak on the verge of selling their kid for a gambling fix or something. SOME people in this world KNOW better. For those who do not...maybe you need to limit your SO to other things as well. Goodluck on that.

i would definitely do a joint spending (couple expenditure, payments, etc), a joint savings, and a personal account.

not all couples agree on how the money should be spent and rather than make it become an issue, i spend my money on whatever i want, he does the same with his. i think we'd both trust each other enough to manage our personal accounts however we see fit. if you trust the person, you don't need to know every single thing they buy, or how their money is spent. also, if you have stuff you want to get but you're not sure if you can dip into the joint account (due to lack of funds or whatever), this takes away the problem of having to check in with your spouse to see if it's okay. i mean, what if i wanna go out, buy lunch/dinner for friends/families, loan money, or some such scenario? i wouldn't want to use the joint account for that. having my own account also maintains my independence (even though we're in a dependent relationship). i like knowing i have my own money to spend. it means i don't HAVE to be with him (due to financial dependence), i WANT to be with him. really, personally, i think it takes more trust to have joint+separate accounts than joint accounts.

I say separate accounts, even tho you may be with someone or married, your not sure what they could do with the money. Even tho you say you trust, its not worth it. Things start to change when you have joint accounts, cause you have responsibility over someone else's money too. Even tho you may realize this the other person might not. If you go out and stuff and want to pay out of your own money, then you can, its not that big of a deal if you want to get something for someone else. But if money shouldnt come between the family then why should it matter if its separate. that way you won't ever have a money issue but yourself to blame when the bank account is drained lol

i aint marrying your type mali.

just cause a nigga gets married he cant buy rambo's gun, or the friends 9-pack dvd collection on a whim, if theres some extra money?

pshhhh

Another good thing about separate account is when you purchase a gift for ur S/o they won't find out, how much it costs lol.  Anyways i seen so many sistuation were a couple breaks up and one of the party always end up with nothing.  You never know people change and sometimes the break up can be so bad they want to take everything from you, leave you with nothing.  As much as you can trust someone you should always looking out for yourself first. :D